Warren Buffett, while speaking at the annual Berkshire Hathaway conference in 2022, was asked on how one can best protect himself from inflation. His answer left the audience nodding their heads and clapping their hands in awe of the wit…
The Effects of Currency Depreciation The effects of currency depreciation can be well illustrated by studying one of the worst hit countries in the world; Zimbabwe. For a country that has seen tough times in the form of international sanctions…
Social Debt Morgan Housel recently wrote a piece that left me in deep thoughts, He wrote(emphasis mine): “I once did some consulting for a family that’s worth $8 Billion. If you Googled their name, nothing came up. No Forbes list,…
As a person who spends his days talking with people about how to invest their hard earned money, I have had quite a hard time trying to change people’s mind on the dynamics of land as an asset class. Even…
Personal finance gurus have driven the personal finance space with cliches that have complicated how we manage and think about money. They keep on telling you that there is a “secret” to doing well financially when there isn’t any. “Not…
In the past two years, I have sat down with hundreds of people to discuss their financial lives and one thing has stood out for me. For most people, more money often leads to more problems. I’ve sat down with…
If there’s one threat that investors in the frontier and emerging markets are exposed to, then it has to be the risk of currency depreciation. You may be having a high value portfolio but holding it in a currency that…
If you have kids, you may have heard them shout innocently that your neighbors have a bigger TV than you do If you are a married man, you may have heard your wife complain that the neighboring family has enrolled…
Last week, I chatted with an older friend(let’s call him Peter) who entrusted me with the ability to help him solve his financial problems. Peter approached me and decided to share with me his financial goals, the journey and the…
As a young person who thinks and talks a lot about investing, I have realized that most advice about investing isn’t suitable for young people. While we are busy looking for money to invest in assets, we forget that we…