Savings First: How to Escape the Paycheck-to-Paycheck Trap
You’re not alone if you live paycheck to paycheck with little to no savings. Many
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Investing in the stock market can feel overwhelming, especially when faced with the daunting question:
Read MoreWhy You Should Get Life Insurance
Life insurance in Kenya remains vastly misunderstood, with a penetration rate of only 1.3%. This alarming statistic reflects how little it’s embraced, partly due to widespread myths and misconceptions. In this post, I’ll tackle the most common questions about life insurance and clarify the confusion surrounding them. Let’s explore why it’s far from being the burden or con many people assume it to be.
Read MoreAchieving Financial Well-being: The Fundamentals
In today’s fast-paced world, achieving financial well-being is a goal many aspire to but often
Read MoreInvesting Strategies For Young People
Despite the increasing availability of financial information, many young people still struggle to access relevant
Read MoreThe Right Way to Start Investing
When it comes to building wealth, the journey often starts with understanding the relationship between
Read More10 Essential Investing Rules for Building Long-Term Wealth
Investing can seem overwhelming, especially with so many rules and strategies to consider. However, mastering
Read MoreWhy Kenyan Mortgages are a Poor Financial Choice
Taking a mortgage in Kenya is the fastest way to sabotage your financial future. While
Read MoreYou Need These Two Funds As A Smart Investor
Many investors tend to focus on high-yield, high-risk investment options like stocks, driven by the
Read MoreSet Yourself Up for Financial Wellness: A Simple Approach
Many people aspire to achieve financial wellness but struggle to find the right starting point.
Read MoreRetirement Wealth: Proven Strategies for a Golden Future
Retirement may seem like a distant dream, but the sooner you plan, the more freedom
Read MoreThe Dangers of Over the Counter Financial Advice
One of the questions that I get asked often has to be, “Let’s say I
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I’m Gichuki Kahome, a committed advocate of empowerment and financial well-being. Personal challenges and successes inspired an interest in the financial industry and made me want to make finance easier to understand and less intimidating.
info@gichukikahome
Investing in Real Estate isn't glamorous as most people think:
1. Rental income will give you a return of 7-8% while even bonds can give you 12-14%
2. Occupancy levels will hardly ever be 100%
3. Maintenence costs & property taxes.
4. Rent isn't always hiked with
How to invest KES 1M in Kenya?
1M in an Infrastructure bond yielding 13% will give you 130K per annum.
1M in a dividend king like BAT at the NSE will give you 128K per annum after taxes. (Current div yield of 13.54%)
1M in a MMF with an annual yield of 10% will give you a