Despite the increasing availability of financial information, many young people still struggle to access relevant and actionable advice. Traditional investment strategies often focus on capital accumulation, which can be challenging for those starting. However, young people possess two invaluable assets:…
When it comes to building wealth, the journey often starts with understanding the relationship between saving and investing. In this article, I will walk you through the key principles of saving and investing, how to balance the two, and how…
Investing can seem overwhelming, especially with so many rules and strategies to consider. However, mastering a few key principles can make a significant difference in your financial journey. In this article, we’ll explore 10 essential investing rules that every investor…
Taking a mortgage in Kenya is the fastest way to sabotage your financial future. While mortgages in most developed countries are considered beneficial long-term debt, in Kenya, most mortgages have quite the opposite effect. Here’s why getting a mortgage in…
Many investors tend to focus on high-yield, high-risk investment options like stocks, driven by the desire for significant returns. However, in their pursuit of gains, they often overlook the importance of building a financial safety net. Every smart investor should…
Many people aspire to achieve financial wellness but struggle to find the right starting point. They often rush into financial investments without first building an emergency fund. As a result, when unexpected events arise, they are forced to liquidate their…
Most people think you need huge cash to generate appreciable passive income through investing. This is a misguided opinion. Investing can seem difficult and unrewarding with very low capital. However, the barrier to entry is lower than we’ve been led…
Investing in Treasury bonds? If so, you’ve likely come across various strategies. In my previous article, I covered the basics of bonds and how they fit into your investment plan. Now, it’s time to dive deeper. The Bond Ladder Strategy…
Regarding Money Market Funds in Kenya, numerous options are available. Selecting the right fund for investment depends on your individual financial goals and requirements. In this article, we will outline key criteria to help you choose a Money Market Fund…
One of the asset classes crucial in wealth generation and protection is a Money Market Fund (MMF). In this series, we will dive into the depths of money market funds, discuss how they operate, analyse the different money market funds…