Treasury bonds are a secure investment option, offering higher interest rates than savings or fixed deposit accounts. They provide a reliable income stream with near-guaranteed returns and semi-annual interest payments. Additionally, tax-free infrastructure bonds allow investors to maximize their earnings…
Investing in Treasury bonds? If so, you’ve likely come across various strategies. In my previous article, I covered the basics of bonds and how they fit into your investment plan. Now, it’s time to dive deeper. The Bond Ladder Strategy…
We’ve extensively discussed Money Market Funds (MMFs), focusing primarily on those operating in the Kenyan Shilling (KES). If you’re just joining us, check out our deep dive into MMFs for a comprehensive overview. In that discussion, we highlighted funds that…
If you have read our article on Money Market Funds (MMFs) and might still have some lingering questions, this article is for you. Let us look at some of the most frequently asked questions about MMFs, especially in the Kenyan…
1. You Cannot Personal Finance Your Way Out Of Poverty The best selling secret to doing well financially is “cut on your expenses and live below your means. Only spend on the essentials and save everything else.” That’s the secret…
Warren Buffett, while speaking at the annual Berkshire Hathaway conference in 2022, was asked on how one can best protect himself from inflation. His answer left the audience nodding their heads and clapping their hands in awe of the wit…
The Effects of Currency Depreciation The effects of currency depreciation can be well illustrated by studying one of the worst hit countries in the world; Zimbabwe. For a country that has seen tough times in the form of international sanctions…
They say that only a fool waits to learn from his own mistakes and that the best way to learn is from the mistakes of others. As a financial advisor, I interact with people from various walks of life, different…
In his book, Just Keep Buying, Nick Maggiulli, narrates the startling story of Jack Whittaker. It’s CHRISTMAS DAY 2002 and across the state of West Virginia people are spending money like it’s going out of style. But instead of gifts…
Social Debt Morgan Housel recently wrote a piece that left me in deep thoughts, He wrote(emphasis mine): “I once did some consulting for a family that’s worth $8 Billion. If you Googled their name, nothing came up. No Forbes list,…