The Dangers of Over the Counter Financial Advice
One of the questions that I get asked often has to be, “Let’s say I have an X amount of money, where is the best place to invest this money so that I can achieve the best returns.” If you…
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Lifestyle Creep; The Biggest Problem in Personal Finance
Last week, I chatted with an older friend(let’s call him Peter) who entrusted me with the ability to help him solve his financial problems. Peter approached me and decided to share with me his financial goals, the journey and the…
Investing For Young People
As a young person who thinks and talks a lot about investing, I have realized that most advice about investing isn’t suitable for young people. While we are busy looking for money to invest in assets, we forget that we…
The Future Of Remote Work
If there is one thing that the pandemic has proven is that remote work is possible. And as Victor Hugo once wrote, “There is one thing stronger than all the armies in the world, and that is an idea whose…
Here’s Why The Most Outcomes in Life Are Delayed
My favorite quote has to be one by Archimedes. I have written it inside my eyelids. I want to see it every time I blink or close my eyes. “Give me a place to stand and a lever long enough…
The Ten Commandments of Having Better Conversations
I have not seen a skill that people in the 21st century have continuously deteriorated at than conversation skills. In the words of Paul Barnwell, “conversational competence is the single most overlooked skill we fail to teach students.” We have…
The World is For Those Who Relish Change
RELISHING CHANGE Shelly-Ann Fraser Pryce is an abnormal woman. She is far from being called sane and she knows it too well to disagree. She is a double Olympic champion with 6 Olympic medals and 11 World Championships to her…
The Dark Side of Goal Setting
THE ONE-SIDED VIEW Our view of life is one-sided. We see things from one end. The end that favors us. We will see the glass as half full or half empty but very few people will see both. We have…
Quality Relationships; The Only Thing That Matters More Than Fame & Riches!
Our society is Becoming lonelier than before In a contemporary world- where there have been increased rates of suicide, depression, and stress – young people are confessing that they have no friends. They have no close connections except the ones…
When The Dust Settles, The Vision Becomes Clear
I have a dream. Not the one of Martin Luther King Jr. No. I want to stop bullets in mid-air. To stop launched missiles before they hit their targets. To pause lightning in the sky. I want to pause the…
STOP BEING BUSY, THAT’S LAZINESS!
ESSENTIALISM As there are only a few precious minerals on earth, the things that matter in life are VERY FEW. In a world where everything and everyone is dying to get our attention, there has never been a better time…
It’s Not How Many Books You Go Through
“Wait until I sit for my final exam. I swear by heaven and earth that I will never read again. I won’t even read posters or billboards on the road.” School has made many people curse reading. Many people confess…
SHOW ME YOUR ONLINE SPACES AND I WILL TELL YOU WHAT OF A MAN YOU WILL BECOME
THE IMPACT OF ONLINE SPACES “First time I was in You Tube was in 2009. I was getting serious about training and I didn’t have a coach. Nobody was there for me to see if I was doing well or…
STANDING ON THE SHOULDERS OF GIANTS
Imagine this. You are just about to trespass into a new place and you do not have a map of the area. You have two options. You can either go on your own and figure out your way or you…
On Purpose, Happiness And Fulfillment in Life
One of the most disturbing questions we ask ourselves is- What is my purpose in life? In this article, I will: show you why that question matters less show you why “follow your passion” is wrong advice debunk other myths…
Human Engineering-The Art Of Dealing With People
No matter your way of life or line of work, you will always interact with people. The human race is a social species. The world is designed in such a way that almost everything passes through people. Friendships, acts of…
Staying Focused in A Distracted World
In the words of Blaise Pascal, “All of humanity’s problems stem from man’s inability to sit quietly in a room alone.” Try sitting in a room alone, with your phone away. No screens, no nothing! Just you and your mind…
Sleep Deprivation-The New Global Pandemic
Research conducted recently by top-notch experts and scientists has provided a solution to almost all human problems. They have argued and illustrated that all human problems stem from one area and there is only one solution. And the medication is…
What I wish School Taught Me About Money
Whenever you talk about success, financial freedom will always come in regardless of your definition of success.
Achieving Financial Well-being: The Fundamentals
In today’s fast-paced world, achieving financial well-being is a goal many aspire to but often struggle to attain. With the allure of instant gratification and easy credit, it’s easy to lose sight of sound financial principles. Building a secure financial…
Investing Strategies For Young People
Despite the increasing availability of financial information, many young people still struggle to access relevant and actionable advice. Traditional investment strategies often focus on capital accumulation, which can be challenging for those starting. However, young people possess two invaluable assets:…
The Right Way to Start Investing
When it comes to building wealth, the journey often starts with understanding the relationship between saving and investing. In this article, I will walk you through the key principles of saving and investing, how to balance the two, and how…
10 Essential Investing Rules for Building Long-Term Wealth
Investing can seem overwhelming, especially with so many rules and strategies to consider. However, mastering a few key principles can make a significant difference in your financial journey. In this article, we’ll explore 10 essential investing rules that every investor…
Why Kenyan Mortgages are a Poor Financial Choice
Taking a mortgage in Kenya is the fastest way to sabotage your financial future. While mortgages in most developed countries are considered beneficial long-term debt, in Kenya, most mortgages have quite the opposite effect. Here’s why getting a mortgage in…
You Need These Two Funds As A Smart Investor
Many investors tend to focus on high-yield, high-risk investment options like stocks, driven by the desire for significant returns. However, in their pursuit of gains, they often overlook the importance of building a financial safety net. Every smart investor should…
Set Yourself Up for Financial Wellness: A Simple Approach
Many people aspire to achieve financial wellness but struggle to find the right starting point. They often rush into financial investments without first building an emergency fund. As a result, when unexpected events arise, they are forced to liquidate their…
Retirement Wealth: Proven Strategies for a Golden Future
Retirement may seem like a distant dream, but the sooner you plan, the more freedom you’ll have to enjoy it. Whether you’re in your 20s, 40s, or nearing retirement, creating a solid financial plan today ensures that your future is…
A Simple 5-Year Plan for a Profitable Investment Portfolio
Most people think you need huge cash to generate appreciable passive income through investing. This is a misguided opinion. Investing can seem difficult and unrewarding with very low capital. However, the barrier to entry is lower than we’ve been led…